載舟覆舟！Crypto、PayPal走勢大相逕庭 比特幣是罪魁禍首
PayPal (PYPL-US) 和 Square (SQ-US) 都靠比特幣吸引顧客使用其 app 並維持其參與度，但兩家股價走勢卻大相逕庭，自從比特幣一個月前開始下跌以來，Square 股價就表現不佳。
如果加密貨幣持續熊市，兩家股價可能都會苦不堪言，但 Square 可能會面臨更多壓力，部分原因是該公司在散戶投資者中與比特幣的聯繫更為緊密。
兩種支付 app 都可輕鬆買賣和儲值加密貨幣，PayPal 在其 app 上提供數種加密貨幣，而 Square 只供應比特幣。這兩家作法像經紀人，賺取的是每筆交易的手續費和利潤。
來自加密貨幣的營收淨額並非其整體業務的大部分。MoffettNathanson 分析師 Lisa Ellis 指出，PayPal 今年營收約只因加密貨幣交易增加 2%，在營收總額 260 億美元中僅占 3 億至 6 億美元。
Square 第一季營收總額 51 億美元，其中比特幣營收 35 億美元。Square 的會計方式是：扣除購買比特幣的成本，在當季 9.64 億美元毛利總額中，只計入這些交易 7500 萬美元的毛利。
雖然加密貨幣的獲利非常微薄，但這兩家支付公司都將加密貨幣交易視為攏絡顧客並提高 app 參與度的一種手段。
Ellis 指出，「他們的加密貨幣用戶一天會多次打開 app 確認價格，這就讓公司有機會出售其他服務。」
Square 與加密貨幣聯繫更緊密，但部分原因是其創辦人兼執行長 Jack Dorsey 是加密貨幣狂粉，近日也曾在推特上表示，「比特幣使一切變得更好。」Square 過去幾季資產負債表上認列投資比特幣 2.2 億美元，現已對該投資進行減值。
加密貨幣低迷顯然對 Square 的影響更大。在過去的一個月中，Square 股價下跌約 17%，而 PayPal 股價僅下跌 4%。
但加密貨幣並非 Square 唯一苦痛來源，投資者逃離高倍數成長股的浪潮也重創 Square，反映投資者在價格上反映預期上升的通膨，這點會降低未來收益的現值。
根據未來 12 個月的估算，Square 現行股價是企業價值倍數 (EV/Ebitda) 的 113 倍，PayPal 則為 43 倍，對比其他同業如 Visa (V-US) 和 Mastercard (MA-US) 僅 27 倍至 30 倍。
Ellis 談到 PayPal 和 Square 時說，「他們是我兩家長期最愛的支付公司，但實際考慮上來說，機構投資者如果擔憂長期通膨，就會對這些高倍數股覺得反感。」
隨著比特幣價格的飆升，投資者也迷戀上這些股票，但水能載舟也會覆舟，如今比特幣和其他加密貨幣恐怕也是令他們憂心忡忡的原因之一。
週一美股普遍上漲，PayPal 週一上漲 2.58%，收 257.17 美元；Square 上漲 5.47%，收 210.95 美元。
All You Need to Know About SafeMoon, the New Crypto Sensation
All You Need to Know About SafeMoon, the New Crypto Sensation
SafeMoon is the latest crypto that has seen a spike in prices since the launch
Cryptocurrency is not a strange concept anymore, especially today when investors are going crazy over these digital currencies. The crypto market is very volatile and we know it. The recent surge in prices and sudden decline is evidence for this claim. There are several cryptocurrencies out there. The latest eye grabbers have been Ethereum, StopElon, Dogecoin, and Bitcoin. Now the crypto world has embraced another currency, SafeMoon. Although it is a new addition, this new crypto is widely getting noticed. Launched in March this year, SafeMoon is doing the rounds on the internet now.
What is SafeMoon?
The name SafeMoon expands to “Safely to the Moon” and sells itself as a Defi token. This getting to the moon phrase was introduced with Dogecoin, and now SafeMoon also follows it. SafeMoon was launched in March 2021, a decentralized finance token, that is similar to other cryptos like Bitcoin and aims to mend the price volatility issues, unlike other currencies.
According to CoinMarketCap, the currency price of SafeMoon is US$0.000003967, with a market cap of US$2.2 billion. The digital currency experienced a steady increase in its prices since its introduction in the market.
SafeMoon exists on the blockchain and does not leverage any financial institutions or exchanges as intermediaries. It aims to promote peer-to-peer exchange and has a total supply of 1 quadrillion tokens as per the whitepaper released. Their fair launch supply was 777 trillion tokens and 223 trillion is the amount of Burned Dev Tokens.
SafeMoon is led by John Karony, CEO, who was an All-Source Analyst for the US Department of Defense. Thomas Smith is the CTO, who previously served as the CIO of Goldsmith Blockchain Consulting. The COO of SafeMoon is Jach Haines-Davies, who earlier worked in Likeandshare LTD and Ben Philips Media as a Manager, according to the LinkedIn profile.
How Does it Work?
SafeMoon employs a protocol in which they discourage day trading of their coins to fix the price volatility issue. SafeMoon announced a rewarding process for the long-term holders of the tokens. People selling the tokens will be hit by a 10% penalty tax fee on the transactions and 5% of these penalty transaction fees will be distributed to the current token holders.
This protocol is put in place to limit the selling of the tokens and rather encourage its holdings. The process will make the traders think before they sell the tokens and it gives added advantage to the existing coin owners. This method aims to reduce the sudden declines caused by the sale of cryptos that lead to fluctuating prices and market collapse.
The official website of SafeMoon says, “Holders earn passive rewards through static reflection as they watch their balance of SafeMoon grow indefinitely.” The Static RFI rewards make this cryptocurrency unique from others. It employs a manual burn strategy rather than digital burns to control the supply and enable a rewarding and beneficial burn strategy to the long-term holders and achievers.
How to Buy SafeMoon?
The official website lists Pancakeswap as the primary exchange to buy the tokens from. The first step is to create a trusted wallet. Next, one has to convert BNB to a smart chain via the trust wallet and add SafeMoon. Use Pancakeswap to convert Binance Smart Chain to SafeMoon. After swapping the transaction, the wallet will have SafeMoon. The procedure to buy the tokens is elaborated on on their website.
However, SafeMoon does not escape from the eyes of suspicion. Experts said that it is a risky business to invest in SafeMoon as it is not regulated by any means. It has been equated with a Ponzi Scheme as the majority of liquidity is owned by the team. SafeMoon has dismissed these skeptics and has mentioned its clear roadmap for the year. The team aims to integrate SafeMoon with African Markets, explore other exchanges like Binance, and even start its own exchange.
XRP and Ether rocket more than 20% – crypto movers and shakers
XRP and Ether rocket more than 20% – crypto movers and shakers
Posted on May 25, 2021 by Jonathan Symcox share
Ripple’s XRP coin climbed 22% in 24 hours after a prolonged fall in value.
XRP recovered to $1 at the time of writing (7am) having plunged to around 80 cents yesterday.
XRP had enjoyed a record high of $1.91 in recent weeks but was caught up in a wider cryptocurrency bloodbath sparked by Tesla’s decision to stop accepting Bitcoin as payment and increased scrutiny from regulators, with China banning companies from servicing the industry.
Ethereum (ETH), which had shed a third of its value in a week by Monday morning, added 21% to rebound to almost $2,600.
Despite Bank of England Governor Andrew Bailey labelling cryptocurrencies ‘a danger to the public’ on Monday, Bitcoin gained 9% to rise above $38,000. It is still 16% down on a week ago.
Dogecoin (DOGE), the coin created as a crypto parody and based on a meme, rose 14% to 35c. It is 30% down on its position seven days ago.
Litecoin (LTC) also saw a surge of 20% and is now at $180. The altcoin – billed as a lighter and faster version of Bitcoin – had shed a huge 40% of value in a week by yesterday morning but seems to be on the way back.
The biggest gains in the last 24 hours were by Ethereum Classic (ETC), up an incredible 50% to around $76; and Qtum (QTUM), up 46% to $12. A dozen coins were up more than 30%, while only a handful of the top 100 by market cap fell.
To see how the valuations of the biggest movers and shakers – and main coins – have changed over the last few days, click here.
For up-to-the-minute valuations of the top 100 coins by market cap, and the one-hour price change, see below.
To see the Crypto Rich List, the world’s richest people in cryptocurrency, scroll down to the bottom of the page.