Crypto.com：加密貨幣支付成新趨勢 - 20210222 - 經濟
料未來更多法規出台
有傳支付服務巨頭PayPal、電動車大廠Tesla等擬接受加密貨幣支付，刺激比特幣價格持續破頂，於昨日升至5.7萬美元的歷史高位。劉偉經表示，加密貨幣支付行業的發展仍處於初步階段，不少國家正關注加密貨幣的發展走勢。隨着行業逐步發展，料未來會有更多政策法規出台，以及新機構投資加密貨幣支付平台。
金融科技發展方面，劉偉經指香港及大灣區內，不乏微信支付和支付寶等較普及的支付平台，甚至有來自其他國家的用戶，認為行業發展相對迅速。而市民普遍對於新興的金融科技態度保守，對金融科技產品的私隱及安全欠缺信心。
劉偉經坦言，目前沒有一個完美的解決方案，若公司要跟用戶建立信任，則要將私隱與安全的議題放於首位。
私隱安全放首位 增用戶信心
至於香港的虛擬銀行不時發生事故，劉偉經指出，由於虛擬銀行提供「全天候」服務，需要與雲端服務等第三方機構合作，或使銀行增添多一重危機。惟他認為，最重要的因素仍在於金融科技機構本身。公司需專注於內部培訓、程序控制等，且不能仍源用傳統的一套手法，才可以更快應對世界各國日新月異的法規。
Why Crypto.com Coin Skyrocketed Today
What Happened: Cryptocurrency exchange Crypto.com’s native token CRO has rallied by over 70% in the past 24-hours, and its trading volume is up by 877%.
The cryptocurrency’s price skyrocketed after the company’s announcement confirmed a massive token burn ahead of its mainnet launch.
Crypto.com said it would destroy 70 billion of its CRO tokens, in what it describes as the largest token burn in the history of crypto markets.
Why It Matters: The cryptocurrency exchange stated that the token burn was an important step to fully “decentralize its network."
“The purpose of these burns is to ensure network security by not giving too much of an advantage to early adopters as preparations are being made for the March 25th Crypto.org Chain mainnet," a spokesperson for Crypto.com told Benzinga.
59.6 billion CRO tokens will be burned today, and the remaining 10.4 tokens will be locked in a smart contract on a schedule to be burned monthly.
According to the exchange, this will increase the level of circulating supply of CRO from the current 24% to over 80%.
Typically, the goal of token burning is to permanently remove a certain quantity of a token from the circulating supply to slow down inflation/influence a token’s price.
“There is not a direct correlation between the price increase and token burns, but one can induce that when the supply is decreased, the existing tokens become more valuable,” a representative of Crypto.com concluded.
What Else: Besides these changes in CRO’s tokenomics, the platform is launching the Crypto.org Chain blockchain on the mainnet on March 25.
The blockchain will serve as infrastructure for users to create payment networks, NFTs (non-fungible tokens), and DeFi (decentralized finance) applications.
“We believe that the world needs a fully decentralized, open-source, public chain with high speed and low fees.”, said Crypto.com in a blog post.
Image: Markus Winkler via Unsplash
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© 2021 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
Bitcoin Slumps Below $50,000 as Caution Sweeps Over Crypto Rally
(Bloomberg) – Bitcoin slid Tuesday after a bout of volatility highlighted lingering doubts about the durability of the token’s mesmerizing rally.
The cryptocurrency fell as much as 12.5% to $48,071 and was trading below $50,000 as of 8:16 a.m. in London. At one point Monday it plunged 17% before paring the slide. Bitcoin is still up some 390% in the past year.
Treasury Secretary Janet Yellen and Microsoft Corp. co-founder Bill Gates were the latest to weigh into a debate over the digital coin. Gates cautioned about how investors can be swept up in manias, while Yellen said Bitcoin is a very “inefficient” way of conducting transactions.
In the background are jitters that the global economic recovery from the pandemic will eventually prompt central banks to dial back easy-money policies that helped propel Bitcoin higher. At a technical level the digital currency looks stretched, according to Miller Tabak + Co.
A monthly relative-strength index for Bitcoin is “extremely overbought,” the company’s chief market strategist Matt Maley wrote in a weekend note.
Gates and Yellen muscled in on a discussion that of late had been dominated by Tesla Inc. Chief Executive Officer Elon Musk. He’s tweeted that Bitcoin prices “seem high” but also that the token is a “less dumb” version of cash.
Tesla this month disclosed a $1.5 billion investment in Bitcoin, while MicroStrategy Inc. boosted a sale of convertible bonds to $900 million to buy even more of the token.
Bitcoin faithful argue the digital currency is a hedge for risks such as faster inflation and is winning more attention from corporate treasurers and long-term investors. Others see echoes of the digital coin’s 2017 boom and bust.
“It’s a pure speculative asset,” said Nader Naeimi, head of dynamic markets at AMP Capital Investors in Sydney.
A pullback in Bitcoin shouldn’t be surprising “given the current overleveraged long positions on mainstream coins,” said Annabelle Huang, a partner at Amber Group, a crypto financial-services firm.
Story continues
The Bloomberg Galaxy Crypto Index, which spans Bitcoin, Ether and three other digital tokens, declined as much as 13%.
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